Technology credit rating system for funding SMEs

T. H. Moon, Y. Kim, S. Y. Sohn

Research output: Contribution to journalArticlepeer-review

19 Citations (Scopus)


Technology evaluation has played a crucial role in selecting and supporting companies with innovative technology. Previous studies have focused on developing technology evaluation methods such as scorecard. However, technology credit rating is rarely applied, despite its convenient usage for technology financing. In this paper, we propose a technology credit rating system, called cross matrix, based on empirical data obtained from the technology scoring model and examine their properties. The proposed rating system is expected to provide valuable information for effective management of the technology credit fund.

Original languageEnglish
Pages (from-to)608-615
Number of pages8
JournalJournal of the Operational Research Society
Issue number4
Publication statusPublished - 2011 Apr

Bibliographical note

Funding Information:
Acknowledgements—This work was supported by the Korea Science and Engineering Foundation (KOSEF) grant funded by the Korea government (MEST) (No.R01-2008-000-11003-01).

All Science Journal Classification (ASJC) codes

  • Management Information Systems
  • Strategy and Management
  • Management Science and Operations Research
  • Marketing


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