Abstract
Objectives: The aim of this study is to identify factors determining the purchase of private health insurance under the mandatory National Health Insurance (NHI) system in Korea. Methods: The data were collected by the National Cancer Center in Korea. It includes cancer patients who were newly diagnosed with stomach (ICD code, C16), lung (C33-C34), liver (C22), colorectal cancer(C18-C20) or breast(C50) cancer. Data were gathered from the hospital Order Communication System (OCS), medical records, and face-to-face interviews, using a structured questionnaire. Clinical, socio-demographic and private health insurance related factors were also gathered. Results: Overall, 43.9% of patients had purchased one or more private health insurance schemes related to cancer, with an average monthly premium of L65,311 and an average benefit amount of L19million. Females, younger aged, high income earners, national health insurers and metropolitan citizens were more likely to purchase private health insurance than their counterparts. Conclusions: About half of Korean people have supplementary private health insurance and their benefits are sufficient to cover the out-of-pocket fees required for cancer treatment, but inequality remains in the purchase of private health insurance. Further studies are needed to investigate the impacts of private health insurance on NHI, and the relationship between cancer patients' burden and benefits.
| Original language | English |
|---|---|
| Pages (from-to) | 150-154 |
| Number of pages | 5 |
| Journal | Journal of Preventive Medicine and Public Health |
| Volume | 40 |
| Issue number | 2 |
| DOIs | |
| Publication status | Published - 2007 Mar 1 |
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All Science Journal Classification (ASJC) codes
- Public Health, Environmental and Occupational Health
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The determinants of purchasing private health insurance in Korean cancer patients. / Lim, Jin Hwa; Kim, Sung Gyeong; Lee, Eun Mi; Bae, Sin Young; Park, Jae Hyun; Choi, Kui Son; Hahm, Myung Il; Park, Euncheol.
In: Journal of Preventive Medicine and Public Health, Vol. 40, No. 2, 01.03.2007, p. 150-154.Research output: Contribution to journal › Article
TY - JOUR
T1 - The determinants of purchasing private health insurance in Korean cancer patients
AU - Lim, Jin Hwa
AU - Kim, Sung Gyeong
AU - Lee, Eun Mi
AU - Bae, Sin Young
AU - Park, Jae Hyun
AU - Choi, Kui Son
AU - Hahm, Myung Il
AU - Park, Euncheol
PY - 2007/3/1
Y1 - 2007/3/1
N2 - Objectives: The aim of this study is to identify factors determining the purchase of private health insurance under the mandatory National Health Insurance (NHI) system in Korea. Methods: The data were collected by the National Cancer Center in Korea. It includes cancer patients who were newly diagnosed with stomach (ICD code, C16), lung (C33-C34), liver (C22), colorectal cancer(C18-C20) or breast(C50) cancer. Data were gathered from the hospital Order Communication System (OCS), medical records, and face-to-face interviews, using a structured questionnaire. Clinical, socio-demographic and private health insurance related factors were also gathered. Results: Overall, 43.9% of patients had purchased one or more private health insurance schemes related to cancer, with an average monthly premium of L65,311 and an average benefit amount of L19million. Females, younger aged, high income earners, national health insurers and metropolitan citizens were more likely to purchase private health insurance than their counterparts. Conclusions: About half of Korean people have supplementary private health insurance and their benefits are sufficient to cover the out-of-pocket fees required for cancer treatment, but inequality remains in the purchase of private health insurance. Further studies are needed to investigate the impacts of private health insurance on NHI, and the relationship between cancer patients' burden and benefits.
AB - Objectives: The aim of this study is to identify factors determining the purchase of private health insurance under the mandatory National Health Insurance (NHI) system in Korea. Methods: The data were collected by the National Cancer Center in Korea. It includes cancer patients who were newly diagnosed with stomach (ICD code, C16), lung (C33-C34), liver (C22), colorectal cancer(C18-C20) or breast(C50) cancer. Data were gathered from the hospital Order Communication System (OCS), medical records, and face-to-face interviews, using a structured questionnaire. Clinical, socio-demographic and private health insurance related factors were also gathered. Results: Overall, 43.9% of patients had purchased one or more private health insurance schemes related to cancer, with an average monthly premium of L65,311 and an average benefit amount of L19million. Females, younger aged, high income earners, national health insurers and metropolitan citizens were more likely to purchase private health insurance than their counterparts. Conclusions: About half of Korean people have supplementary private health insurance and their benefits are sufficient to cover the out-of-pocket fees required for cancer treatment, but inequality remains in the purchase of private health insurance. Further studies are needed to investigate the impacts of private health insurance on NHI, and the relationship between cancer patients' burden and benefits.
UR - http://www.scopus.com/inward/record.url?scp=34250198665&partnerID=8YFLogxK
UR - http://www.scopus.com/inward/citedby.url?scp=34250198665&partnerID=8YFLogxK
U2 - 10.3961/jpmph.2007.40.2.150
DO - 10.3961/jpmph.2007.40.2.150
M3 - Article
C2 - 17426427
AN - SCOPUS:34250198665
VL - 40
SP - 150
EP - 154
JO - Journal of Preventive Medicine and Public Health
JF - Journal of Preventive Medicine and Public Health
SN - 1975-8375
IS - 2
ER -